
Midrem
Privacy-first financial inclusion platform for Africa's unbanked population using zero-knowledge cryptography.
June 2025
About This Project
A privacy-first financial inclusion platform designed for Africa's 350+ million unbanked population, built on Midnight Network's zero-knowledge cryptography technology. The platform enables document-free identity verification using biometric data, cross-border remittances with optional privacy controls, and credit building through transaction history analysis—all while preserving user privacy through selective disclosure and ZK-proofs.
Targeting the Nigeria-Kenya remittance corridor initially, MIDREM addresses the critical gap in African financial services by providing mobile-first banking solutions that integrate with existing mobile money systems like M-Pesa.
The platform's innovative approach combines cutting-edge cryptographic techniques with practical financial solutions, ensuring that users can access banking services without compromising their privacy or requiring traditional documentation that many lack.
Key Features
Document-free identity verification using biometric data
Zero-knowledge proofs for privacy-preserving transactions
Cross-border remittances with optional privacy controls
Credit building through transaction history analysis
M-Pesa integration for mobile-first banking
Technology Stack
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