John Ndigirigi
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Midrem

Midrem

Privacy-first financial inclusion platform for Africa's unbanked population using zero-knowledge cryptography.

Midnight NetworkZero-Knowledge CryptographyZK-Proofs

June 2025

About This Project

A privacy-first financial inclusion platform designed for Africa's 350+ million unbanked population, built on Midnight Network's zero-knowledge cryptography technology. The platform enables document-free identity verification using biometric data, cross-border remittances with optional privacy controls, and credit building through transaction history analysis—all while preserving user privacy through selective disclosure and ZK-proofs.

Targeting the Nigeria-Kenya remittance corridor initially, MIDREM addresses the critical gap in African financial services by providing mobile-first banking solutions that integrate with existing mobile money systems like M-Pesa.

The platform's innovative approach combines cutting-edge cryptographic techniques with practical financial solutions, ensuring that users can access banking services without compromising their privacy or requiring traditional documentation that many lack.

Key Features

Document-free identity verification using biometric data

Zero-knowledge proofs for privacy-preserving transactions

Cross-border remittances with optional privacy controls

Credit building through transaction history analysis

M-Pesa integration for mobile-first banking

Technology Stack

Midnight Network
Zero-Knowledge Cryptography
ZK-Proofs

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